Not Simply Your
Credit Card Processor
A data driven merchant intelligence platform, powered by Kibo AI & Analytics
Designed to help you optimize your business and grow revenue
Your personal AI CFO — trained specifically on your business
Has my average ticket kept up with the inflation benchmark?
Actionable insights based on your sales and your transactions
Learn More


AI CFO
- A personal AI CFO embedded in your merchant portal
- Analysis, peer comparisons, AI generated insights

Financial Dashboard
- Live financial command center
- P&L tracking, expense ratios, revenue tracker

AI Assistant
- AI assistant – trained on your sales and transactions
- A personal business consultant at your finger tips 24/7

AI Website Doctor
- Our propriety AI scans your business’s website
- Weak CTA, slow load time, SEO and Agentic deficiencies
A Partner
Not Just A Processor
Most other processors hand you a rate sheet and vanish.
Kibo Pay’s AI & Analytics lives in your dashboard, updates based on your sales and transaction data, and provides actionable insights to help your business succeed.
MoM Volume
+9.4%
Industry: +2.34%
30-Day
+30.7%
Industry: +43.71%
Avg Sale
79.98$
Industry: -$140
Transaction volume up 9.45% MoM. 90-day trajectory outperforming 78% of peers.

Every sale, every transaction offers a new data point with respect to your business
It Is Time Your Data Becomes
A Competitive Advantage
Data
Your business generates data with every sale
Analytics
Customized analytics embedded in your merchant intelligence platform
AI Insights
AI turns your data into actionable insights